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The Daily Capital
PERSONAL FINANCE · Lesson 4

Why your first credit card matters more than your first job

Daily Desk · Editorial5 min read
Your credit score is the silent multiplier on every dollar you'll ever borrow.

A credit score is a number a lender uses to decide whether to give you money — and if so, at what rate. It ranges from 300 to 850. The number you see is one part of a four-decade-long financial conversation that starts the moment you open your first line of credit.

Educational, not financial advice.